Here’s a list of travel insurance affiliate programs and how you can make money as a blogger or influencer in the travel niche.
When you think of the travel industry combined with blogging, most people think about regular travel blogs. However, there’s a heavily underserved niche that many affiliates are overlooking, meaning there’s lots of money left on the table.
Travel insurance affiliate programs pay marketers who get tourists and other consumers to sign up for travel insurance, covering them on their trips domestic and abroad. In this sub-niche of travel blogging, insurance affiliate programs pay handsomely when marketers get consumers to pull the trigger and convert.
1. Holiday Extras
Holiday Extras, a global company, offers a range of services, including insurance plans, as well as options for airport parking, postal parking, and hotel parking. When visitors click on your affiliate link, they are directed to Holiday Extras’ main page.
Here, they have the flexibility to customize their travel plans by specifying the number of travelers, travel dates, insurance coverage, and more. They can also obtain a personalized price quote from Holiday Extras. Customers can opt for either annual coverage or coverage for a single trip, with the former providing the advantage of generating residual income due to its extended duration.
Affiliates can easily join the Holiday Extras affiliate program through Skimlinks.
Why We Favor This Program: It offers a wide range of coverage options, including both annual and single-trip coverage, ensuring suitability for readers with varying budgets and travel frequencies.
2. SafetyWing
SafetyWing stands out as
Their coverage includes protection against scenarios such as lost baggage, COVID-19-related issues, trip interruptions, and various medical emergencies. However, the potential for earnings extends beyond customer signups alone.
By recruiting additional affiliates, you can also secure a substantial portion of their earnings. If you’re seeking an effective means of generating passive income, SafetyWing emerges as one of the most appealing options.
Why We Favor This Program: Multiple avenues for earning affiliate commissions.
3. TravelInsurance.com
TravelInsurance.com is the ultimate destination for comparing travel insurance rates. Their insurance plans cover a wide range of situations, including trip cancellations, unexpected medical expenses, and lost baggage.
What sets TravelInsurance.com apart is its user-friendly platform, allowing customers to easily compare different insurance plans side by side and make purchases without leaving the site. Upon completing an online purchase, customers receive an email containing their insurance details.
The credibility of TravelInsurance.com is bolstered by its coverage in major media outlets such as the New York Times, Forbes, Fox News, NBC, and Money Digest. While specific commission rates and cookie duration are not publicly disclosed, you can obtain this information by applying to the TravelInsurance affiliate program.
Why We Favor This Program: The platform’s ease of use is a standout feature, and the endorsement by reputable media outlets enhances trust and strengthens the provider’s reputation, making it more appealing to potential customers.
4. Nationwide Travel Insurance Affiliate
Nationwide Insurance is a well-known name, often recognized from television commercials promoting their life and auto insurance offerings. As one of the largest insurance providers globally, their reputation can instill confidence in your customers when they decide to purchase a policy.
With a minimum payout of $60 and a commission rate of 15%, there is earning potential for affiliates. However, it’s essential to thoroughly review the available locations and the associated regulations. Cookie durations may also vary based on the specific region you intend to promote.
Nationwide provides monthly payouts and equips their affiliates with various tools, including widgets and banners, to support their marketing efforts.
What Makes This Program Stand Out: Nationwide’s strong reputation in the insurance industry can enhance customer trust, making it a favorable option for potential policyholders.
5. Travel Guard
Travel Guard offers a diverse range of insurance plans to cater to the varying needs and budgets of travelers. This provider is an excellent choice for those seeking versatile protection options, as they offer basic, preferred, and premium subscription tiers on their website.
The deluxe package includes round-the-clock access to travel aid services, while the basic plan provides essential coverage. The Preferred Plan strikes a balance between the deluxe and basic options.
In addition to their standard policies, Travel Guard provides specialized protection plans for specific travel situations. These policies can cover accidents on airplanes, rental car damage, extended medical care during trips, and emergency travel packages.
Affiliate management for Travel Guard is handled by Commission Junction, and they do not publicly disclose their commission rates.
What Makes This Program Stand Out: The program’s versatility is a standout feature, with options catering to a wide range of budgets. It’s an appealing choice for affiliate marketers, and for specific commission details, reaching out to an affiliate manager is necessary.
6. Travel Insurance Center
Travel Insurance Center stands out by offering comparisons of 14 different travel insurance companies, making it a one-stop destination for travelers seeking the right coverage. The center provides a wide range of traveler insurance policies, including coverage for accidental death and dismemberment, annual travel, general health, single trips, and group travel.
Once a customer signs up through Travel Insurance Center, the referring affiliate receives a commission based on the customer’s unique ID. This means that affiliates can earn a commission for as long as the customer maintains an active insurance policy through any Travel Insurance Center website.
The program is open to professionals in both the insurance and tourism industries.
What Makes This Program Stand Out: While the commission rate for promoting Travel Insurance Center may be relatively modest ($5), the potential for recurring commissions is a valuable feature. Additionally, customers benefit from the convenience of comparing a variety of travel insurance companies in one place.
7. Travelex Insurance Services
In addition to offering travel insurance, Travelex Insurance Services provides assistance with urgent passport applications and obtaining foreign driver’s licenses. Affiliates in the Travelex affiliate program can earn commissions of up to $25 per sale, with the possibility of additional percentage-based earnings.
Travelex Insurance Services offers insurance coverage for a wide range of travel-related issues, including lost luggage, transportation delays, and medical emergencies. The company is known for pioneering the travel insurance industry by introducing provisions for excluding pre-existing conditions. This innovation led to the creation of new types of family travel packages that included coverage for children and key persons in households where parents did not stay at home, such as nannies or babysitters.
What Makes This Program Stand Out: Affiliates benefit from the program’s commission structure, which offers a set percentage commission, typically higher than what some other companies provide. Additionally, potential customers may find the pre-existing condition waiver and free child care coverage appealing features.
8. Allianz Global Assistance
Allianz Global Assistance, operating under the Allianz brand, specializes in travel insurance tailored for business travelers. With a customer base of over 35 million individuals, Allianz Global Assistance offers not only insurance coverage but also a 24-hour helpline and a mobile app known as TravelSmart.
Given that Allianz Travel Insurance is under the umbrella of Allianz, a well-established name in the corporate world, this program may particularly resonate with the business market. By utilizing targeted advertisements, affiliates can tap into this niche effectively.
The range of travel insurance policies includes coverage for medical evacuation, hospitalization, and general healthcare while abroad. Additionally, customers can opt for cancellation and interruption coverage through specific add-ons.
What Makes This Program Stand Out: The affiliation with Allianz lends credibility to Allianz Global Assistance, making it an attractive option for certain customers. Affiliates can benefit from a flat commission rate ($12-$25 per sale) for predictable financial planning. Moreover, the program offers a respectable cookie duration.
Discover more about the Allianz Travel Insurance Affiliate Program.
9. Insure My Trip
Insure My Trip, one of the pioneering travel insurance comparison services, has been in operation since 2004. The company places a strong emphasis on user-friendliness and assists clients in finding the most suitable insurance coverage for their specific needs. Insure My Trip has served over 4 million individuals seeking travel insurance solutions.
What sets this affiliate program apart is its two distinct payout structures. Affiliates have the option to choose between a referral-based and a commission-based scheme. Insure My Trip takes a personalized approach when selecting potential affiliates, ensuring that partners are well-matched to the company’s values and goals.
What Makes This Program Stand Out: Insure My Trip’s comparison website empowers consumers by providing them with control over their booking decisions. The availability of two affiliate payout options adds flexibility to the program, making it an attractive choice for affiliates. To explore further, consider checking out the Insure My Trip affiliate program.
10. Roam Right
Roam Right offers comprehensive travel insurance coverage for various unexpected events, such as flight cancellations, trip interruptions, medical or security evacuations, lost luggage, or car accidents.
Customers have the option to enhance their coverage with features like sports coverage, dental insurance, and a ‘cancel for any reason’ provision. Many insurance plans are customizable, allowing travelers to tailor their coverage to meet their specific needs.
The company provides detailed information about its plan options on its website, enabling potential customers to understand what they want and need in an insurance package before contacting a representative. The Roam Right affiliate program is managed through ShareASale, where prospective affiliates can sign up and access additional information.
What Sets This Program Apart: Roam Right offers an attractive commission rate and a generous cookie duration, making it a worthwhile program for affiliates to promote. The company’s transparency about its offerings and the availability of a 24/7 phone helpline for travelers away from home are additional valuable features.
11. AXA Assistance USA
At AXA Assistance USA, affiliate marketers can benefit from a progressive commission system that offers payments ranging from a minimum of $12 to over $105 per sale. The insurance plans provided by AXA Assistance USA cover various scenarios, including medical emergencies, trip cancellations or delays, lost luggage, and evacuations due to natural disasters or political unrest.
Affiliate marketers earn a basic commission of $12 for each insurance sale valued up to $199. For every additional $100 on the policy, they receive a $10 bonus. Affiliates can earn a 15% commission, starting at $105, for insurance plan purchases of $700 or more.
The affiliate program for AXA Assistance USA is managed by Awin, where interested marketers can sign up and access more information.
What Sets This Program Apart: The tiered commission system offers an engaging challenge for affiliate marketers, potentially leading to higher earnings as customers choose more comprehensive insurance plans. Additionally, the program offers a reasonable cookie duration.
12. Visitor’s Coverage
Visitor’s Coverage offers a range of intriguing travel insurance options, including packages designed for students, immigrants, and large groups. They claim to provide the highest commission rates among travel insurance affiliate networks. Affiliate marketers earn a specific percentage of each sale through a revenue-sharing structure. However, the exact commission rate is determined after a discussion with a Visitor’s Coverage manager, and not all marketers receive the same compensation.
This provider offers a variety of interesting travel insurance plans, including coverage tailored to international students, immigrants, and organized tours. They also offer coverage for customers planning frequent business-related travel, allowing for ongoing commissions for the referring marketer.
The Visitor’s Coverage affiliate program offers unique plans that cover a wide range of situations, potentially appealing to clients looking for specific types of insurance coverage.
What Sets This Program Apart: Visitor’s Coverage stands out for its variety of unique plans that provide coverage for specific circumstances, making it an attractive option for marketers looking to cater to niche markets.
FAQs
Do insurance companies have affiliate programs?
Indeed, travel insurance companies offer affiliate programs. These programs offer various compensation methods, depending on your preference and the level of traffic you can generate.
How do payouts work in the travel insurance affiliate industry?
The travel insurance affiliate programs use various payment models, with some offering flexibility for affiliates to choose their preferred method, while others have standardized payment structures. Typically, affiliates are compensated through a revenue share model, which is a percentage of the sales generated when customers purchase travel insurance. The industry standard typically ranges from 10% to 15% of the total sale
Do a lot of people buy travel insurance?
Indeed, travel bloggers are venturing into the travel insurance affiliate sector due to its potential for residual income. Travel insurance policies are often renewed, ensuring a continuous stream of commissions. Furthermore, the target demographic for travelers spans a wide range of ages, offering a broad audience for affiliates.
How accurate are the sales numbers?
A reliable insurance affiliate program offers real-time tracking for both text and graphic links, allowing you to monitor the clicks from your readers. This enables you to track the sources of your traffic and pinpoint the origin of your conversions.
How do you deal with trip cancellations?
Handling customer cancellations or changes in insurance plans can be a frustrating aspect of being an affiliate marketer. Companies often have specific policies in place to ensure that deals are finalized before affiliates receive their commissions. This waiting period helps safeguard the company’s payments to affiliates and ensures that the money is secure.
While waiting for your commission may require some patience, it is the safest way to get paid because there is no risk of losing money. On the other hand, some companies offer early payouts, which provide instant gratification but come with the risk of commission deductions. If a customer cancels their insurance plan after you’ve already been paid, the company may deduct the commission earned on the canceled sale from your next commission check.
To avoid commission deductions and maintain a good working relationship with the company, it’s essential to be transparent and honest in your marketing efforts. Clearly state the rules and regulations of the insurance plans you promote on your website to avoid misunderstandings or misrepresentations that could lead to cancellations. Operating with integrity is key to building a successful and sustainable affiliate marketing business, as unethical practices can result in short-term gains that are quickly lost.
